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Convenience Services


24-hour ATM
Get convenient access to cash in your checking or savings account, 24 hours per day, at thousands of locations worldwide. Your card can access cash at any ATM. Contact Customer Service for an application or call 337.334.3191, 337.235.2062, or 888.625.3660.

ATMs are electronic cash dispensing or depository machines that can be accessed 24 hours per day. There are literally millions of these machines worldwide. Rayne State Bank has several ATMs available for your use locally, along with many other third-party machines in the area. Rayne State Bank ATMs do not charge an access fee to our customers, but some third-party machines do, so shop accordingly. Your card can access cash at nearly any ATM worldwide. Click here to locate an ATM near you. Daily withdrawal limits do apply.


Automatic Bill Payment
It is as easy as a click of the mouse for our consumer customers to pay bills online. You can avoid the hassles of check writing and mail delays with this safe, secure, and convenient method of paying bills.

MasterCard® Debit Card
Looks like a credit card but works like a check. Use where MasterCard is accepted and have your purchase automatically deducted from your checking account. No more check writing hassles or approvals. It’s quick and easy. You can enjoy a whole new level of banking and shopping convenience without cash, without checks, and without credit cards. At the same time, you have quick and easy access to cash and your Rayne State Bank Checking Account 24 hours a day. All this convenience with one amazing card—the Rayne State Bank Master Money™ debit card!

To apply for a debit card, contact Customer Services for an application or call 337.334.3191, 337.235.2062, or 888.625.3660 or obtain an application in person at any one of our convenient locations.


Online Banking Service
We offer consumer and commercial customers access to account information over the Internet. The software you presently use to access the Internet is all you need. This isn't PC banking that ties you down to a particular location or PC, which is what many banks are offering. You can access your account with any PC connection to the Internet, worldwide, 24 hours a day, 7 days a week. There is no charge from Rayne State Bank for this service.

Go to our Online Banking page for more information.


VELMA Telebank™ Telephone Banking
Welcome to VELMA, Rayne State Bank's Vocal Electronic Link to Monetary Accounts system. Some of you may remember Velma, a former employee who is a dear friend and was an important part of our bank.

VELMA 24-hour automated banking service is an easy way to do your banking any time of the day or night, and it's only a phone call away. Just call the Rayne State Bank—VELMA at 337.873.BANK (2265), 337.261.5192, or 800.324.5817, and the bank is at your fingertips. To use the Rayne State Bank—VELMA, you need the following:
  • A touch-tone telephone
  • Your account number(s)
  • Your Personal Identification Number (PIN) *
*Please contact Customer Services at 337.334.3191 or Toll Free at 888.625.3660 for PIN information.
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