woman on mobile phone outside

Mobile Banking

Bank at your convenience with RSB Mobile


RSB Mobile is the ultimate on-demand service! With it you can now monitor your accounts using your mobile phone to receive alerts, view accounts, and even transfer funds whenever you need to, wherever you happen to be. You can request a text message be sent if your balance falls below $50 or when your direct deposit is in your account. You decide how you'll use it!

And you don't need Internet access on your phone to take advantage of Mobile Banking. You can send a simple text message to:
  • view account balances
  • view transaction history
If you do have Internet access from your phone, it gets even better. You can log on to:
  • view account balances
  • view transaction history
  • transfer funds between accounts
  • deposit checks
  • pay your bills
Enroll now
RSB Mobile is available to anyone currently enrolled for our Online Banking service. To enroll, log on to Online Banking and select Mobile Banking and then SIGN UP.

Get the app
Download the app today from the iTunes or Google Play app stores. Just search for Rayne State Bank, or click the desired app store image below.

Android app on Google Play badge      Download on the App Store badge

Find out what RSB Mobile can do for you

With Mobile Banking, your information is fully secure
RSB Mobile is as secure as a vault. With multiple layers of authentication, you'll never have to worry about unauthorized users getting your information. A personal password and phone activation code keep your information safe.

Mobile Capture

  • Eligibility - Maintaining a valid checking account in good standing is required.
  • Deposits - Mobile Capture is only available for deposits to checking, money market, or savings accounts. It is not available for deposits in certificates of deposit, or loan payments.
  • Daily Limits - $2,000 / check limit or $2,500 / daily limit for retail customers
  • Daily Limits - $5,000 / check limit or $10,000 / daily limit for business customers
  • Daily Cutoff - Before 4:00 p.m. (Central Standard Time)
  • Types of Checks - Only domestic checks can be deposited.
  • Unacceptable checks include:
    • Cashier's Checks
    • Money Order
    • Foreign Check
    • Savings Bond
    • Traveler's Check
    • Third Party Checks
  • Retention Rules - Normally you will keep the check until it appears on your periodic account statement. The image of the deposited check will remain available for viewing on RSB Mobile up to 45 days.
  • Fees - There is no monthly service charge for the RSB Mobile
    Message and data rates may apply
Regulations:
  • Regulation CC - Funds Availability
  • Regulation E – Electronic Funds Transfer Act
  • Gramm Leach Bliley Act
  • FACT Act
  • Check 21 – Substitute Check

Mobile Deposit Endorsement

Endorse your check with your SIGNATURE and "FOR MOBILE DEPOSIT ONLY/RAYNE STATE BANK". For businesses, endorse your check with your BUSINESS NAME and "FOR MOBILE DEPOSIT ONLY/RAYNE STATE BANK".Please keep your paper check until the funds are posted to your account, normally 2 business days.

IMPORTANT: If your deposit is not endorsed as shown above, it may be rejected and you may need to redeposit your check.
Family on vacation at a beach

Advantage Club Member

Enjoy the benefits that provide savings and protection to your family.
Couple moving into their new home

Enhance Your Lifestyle