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Business Convenience Services

Services for your business needs

Rayne State Bank offers services such as credit card merchant processing, online banking, and more.

ACH Manager

ACH Manager is a service available to Business Online customers that enables businesses to originate ACH (Automated Clearing House) transactions quickly and securely. You can use ACH Manager for direct deposit payroll transactions to employees, to pay vendors, or to collect funds from your customers. Setup is simple and using ACH manager eliminates the time and expense of writing checks.

Merchant Source Capture™

With Merchant Source CaptureTM, you have the convenience, cost-effectiveness, and ease of making check deposits from your commercial location. This web-based solution is integrated with your current back-office operations and captures payment information including names, invoice numbers, and account numbers. It requires only an image scanner and an internet-ready computer. Please contact us or come by for more information.

Credit Card Merchant Processing

If you accept credit or debit cards as payment for your goods or services, you can save time and increase cash flow by utilizing Rayne State Bank Merchant Card Services. Rayne State Bank works in conjunction with First Data to offer you the best payment processing solution. We realize there are differences from business to business, and we will be happy to provide a customized price quote to meet your specific needs. If you would like more information about our Merchant Card Services, please contact us or come in and talk to a Customer Service Representative at any of our convenient bank locations.


  • Competitive rates
  • Full line of state-of-the-art credit card terminals and printers
  • Easy to read monthly statement
  • Automated touch-tone credit card processing
  • Process credit card payments on your own PC
  • Customer Service center is available 24 hours a day, 7 days a week

Online Banking Service

We offer consumer and commercial customers access to account information over the Internet. The software you presently use to access the Internet is all you need. This isn't PC banking that ties you down to a particular location or PC, which is what many banks are offering. You can access your account with any PC connection to the Internet, worldwide, 24 hours a day, 7 days a week. There is no charge from Rayne State Bank for this service.  Go to our Online Banking page for more information.

Safe-Deposit Boxes

For important, valuable documents and items, we offer a secure, fire-protected safe-deposit box. A variety of sizes is available to meet your needs.

Additional Services

Click here to view our additional services.
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